Providers we work with:
KiwiSaver shouldn’t feel this unclear
Contributing to KiwiSaver but not really know if it’s working for you isn’t a good recipe.
With so many providers, fund types, and opinions out there, it’s hard to know what actually fits your goals.
Without clear advice, it’s easy to:
- Stay in a fund that doesn’t match your timeframe or risk level
- Miss out on better long-term returns without realising
- Delay making changes that could make a meaningful difference over time
Clear advice, tailored to you
At Advisify, we make KiwiSaver advice simple and practical.
We take the time to understand your goals, whether you are going to use KiwiSaver for your first home and when, or if retirement planning is the key objective.
Whether you are new to KiwiSaver or have an existing set-up we help you make sense of where you’re at and what to do next including:
- Understand how your current KiwiSaver is actually performing
- Identify the right fund and settings for your goals and timeframe
- Compare your options clearly, without pressure or confusion
Book a quick 15–30 minute chat
We’ll help you understand your options, answer your questions, and outline the next steps, with no obligation to proceed.
- Testimonials
Hear From Clients Who Trusted Us
"A great team. They are knowledgeable in their field and are honest enough to give you balanced advice on pros and cons with the freedom for you to join or sign up with the services they offer. I really appreciate their client-foccused approach where they are patient enough to breakdown information, answer your many questions and still give you options to sign up or choose your provider."
"Great advice so far, informative, efficient and professional while also being friendly and kind. Felt like they're genuinely interested in helping me find the best deal for my individual situation and I never got the 'salesperson' vibe. No pushy pitches is always refreshing."
Most People Ask This
KiwiSaver is New Zealand's voluntary retirement savings scheme. While it's not compulsory, it's one of the most effective ways to build long-term wealth, especially with employer contributions and the annual government contribution on top of your own savings.
If you're employed and haven't opted out, you're likely already in it.
There's no one-size-fits-all answer. The right provider depends on your investment goals, how long until you retire, your risk appetite, and the fees involved.
Advisify connects you with a licensed financial adviser who can compare providers and recommend the best fit for your circumstances, at no cost to you.
Most New Zealanders are in a default fund that may not be right for their age, goals, or risk tolerance.
Different providers and fund types (conservative, balanced, growth) perform very differently over time.
A quick review with a licensed adviser can make a real difference to what you end up with at retirement.
Yes. If you've been contributing to KiwiSaver for at least three years, you may be eligible to withdraw most of your balance to put toward your first home.
There are eligibility criteria around income and property value, so it's worth getting advice to understand what you qualify for before you start house hunting.
Yes, connecting with an adviser through Advisify is completely free to you. Our advisers are licensed professionals who are paid by the providers, not by you. There's no obligation, and you're under no pressure to make any changes after your conversation.

"Great service and very detailed on every single cover. James took his time to call when required to meet our needs and also see through every detailed so we understand very well on the insurance cover till execution day. He went the extra mile and we love their service. Recommend them to family and friends."